Travel Insurance


Travel insurance is highly recommend to protect against trip cancellation, flight delay/cancellation, medical assistance during travel, and other unforeseen circumstances. Allianz Travel Insurance, formerly Access America, is the travel insurance brand of Allianz Global Assistance. Allianz Global Assistance is a global provider of travel insurance and assistance with offices in 28 countries and is owned by Allianz, the world's largest insurance company (Fortune).


Coverage Summary

 
Basic Plan
Classic Plan
Deluxe Plan
Trip Cancellation
Up to amount purchased
Up to amount purchased
Up to amount purchased
Trip Interruption
Up to amount purchased
150% of Trip Cost
150% of Trip Cost
Medical/dental Coverage
$10,000
$25,000
$50,000
Medical Transportation *
$50,000
$500,000
$1,000,000
Baggage Coverage
$500
$1,000
$2,500
Baggage Delay
$100
$300
$600
Travel Delay
$150
$800
$1,500
24-hour Hotline Assistance
Included
Included
Included
Missed Connection
-
$800
$1500
Change Fee Coverage
-
$250
$250
Existing Medical Condition Coverage
-
Available/Conditions apply
Available/Conditions apply
Travel Accident *
-
-
$50,000
Concierge Service
-
-
Included

* Emergency medical transportation: Provides necessary transportation to the appropriate facility, including back home.
* Travel Accident: Coverage for loss of life, limb or eyesight within 365 days of a covered accident.

 

The Basics Plan - provides excellent protection for those on a budget


Tour cost per person Up to age 30 Age 31-59 Age 60-70 Age 71-75 Age 76-79 Age 80 +
$1-500
$19
$27
$33
$41
$51
$81
$501-1,000 
$35
$43
$55
$74
$89
$123
$1,001- 1,500
$43
$57
$72
$98
$131
$162
$1,501-2,000
$57
$76
$99
$135
$166
$208
$2,001-2,500
$74
$94
$122
$166
$206
$255
$2,501-3,000
$89
$112
$146
$197
$242
$349
$3,001-3,500
$106
$118
$170
$231
$276
$377
$3,501-4,000
$119
$131
$193
$263
$314
$402
$4,001-4,500
$133
$148
$244
$291
$346
$471
$4,501-5,000
$148
$165
$273
$327
$398
$488

  • Daily rate for trips over 30 days is $3, regardless of age. Please contact us for pricing on trips from $5,001-$10,000.

Classic Plan - perfect fit for everyday travel, including cruises and tours


Tour cost per person Age 18-30 Age 31-59 Age 60-70 Age 71-75 Age 76-79 Age 80 +
$1-500
$26
$37
$44
$57
$69
$110
$501-1,000 
$44
$56
$71
$95
$119
$178
$1,001- 1,500
$56
$75
$96
$132
$162
$236
$1,501-2,000
$75
$98
$130
$186
$230
$305
$2,001-2,500
$95
$122
$160
$246
$266
$374
$2,501-3,000
$114
$144
$189
$294
$315
$441
$3,001-3,500
$137
$162
$228
$330
$363
$511
$3,501-4,000
$158
$180
$260
$390
$470
$632
$4,001-4,500
$174
$202
$308
$421
$482
$671
$4,501-5,000
$195
$228
$346
$475
$589
$759

  • Children 17 and under must be accompanied by an adult t to be eligible for $0 rate. If not, subject to 18-30 rate.
  • Daily rate for trips over 30 days is $3, regardless of age. Please contact us for pricing on trips from $5,001-$10,000.
  • Coverage for work related reasons for trip cancellation and Interruption for $25 per adult (18 and older). Must be purchased within 14 days of initial trip deposit.

Delux Plan - highest level of protection/assitance with full suite of concierge services


Tour cost per person Up to age 30 Age 31-59 Age 60-70 Age 71-75 Age 76-79 Age 80 +
$1-500
$38
$47
$62
$73
$95
$153
$501-1,000 
$65
$80
$105
$129
$154
$246
$1,001- 1,500
$97
$105
$148
$178
$238
$373
$1,501-2,000
$120
$144
$188
$227
$316
$492
$2,001-2,500
$149
$178
$236
$286
$411
$615
$2,501-3,000
$176
$211
$275
$345
$490
$739
$3,001-3,500
$203
$262
$313
$405
$654
$863
$3,501-4,000
$227
$294
$361
$475
$734
$930
$4,001-4,500
$252
$335
$400
$548
$752
$1046
$4,501-5,000
$279
$374
$438
$610
$841
$1233

  • Daily rate for trips over 30 days is $4, regardless of age. Please contact us for pricing on trips from $5,001-$10,000.

 


Insurance Order Form


Covered Reason for trip Cancellation and Interruption:

Insurance company pays trip cancellation and interruption claims when necessitated by certain situation like a death in the family or jury duty. These situations are called “covered reasons” and insurance company offers the most comprehensive list of covered reasons in the industry.

Illness, Injury, Death, Financial default/Bankruptcy, Victim of felonious assault, Natural disasters, Subpoena/Court order, Normal pregnancy, Employer termination, Loss of accommodation, Travel delay resulting in loss of 50% of trip length, Traffic accident en rout, Natural disaster ( home ), Vandalism (home), Fire (home), Flood (home), Burglary (home), Terrorism, Military duty, Witness birth, FAA shutdown, Bad weather, Hijacking, Quarantine, Jury duty and Strikes.

Pre-existing Conditions Exclusion and Waiver:

Insurance company defines a pre-existing condition as any injury that occurs before and including the effective date of insurance or any illness that occurs within 120 days before and including the effective date of insurance for which the insured has seen a doctor for treatment of diagnosis or for which symptoms exist that would cause a prudent person to seek diagnosis, care or treatment. Access America does not cover pre-existing conditions but will waive this exclusion when the following provision are satisfied:

  • You must insure the full, non-refundable portion of your trip cost within 14 days of initial trip deposit.
  • You must be medically able to travel at the time of your insurance purchased.
  • You have not filed a claim for trip cancellation due to a pre-existing condition within the last 120 days from the effective date of insurance.
  • Your trip cost is $10,000 or less per covered person.

Purchase method:

If you wish to purchase the insurance package with us, please fill out the insurance form and send to us either by fax or e-mail. Payment can be either personal check or credit card.

Illness, Injury, Death, Financial default/Bankruptcy, Victim of felonious assault, Natural disasters, Subpoena/Court order, Normal pregnancy, Employer termination, Loss of accommodation, Travel delay resulting in loss of 50% of trip length, Traffic accident en rout, Natural disaster (home), Vandalism (home), Fire (home), Flood (home), Burglary (home), Terrorism, Military duty, Witness birth, FAA shutdown, Bad weather, Hijacking, Quarantine, Jury duty and Strikes.

Remarks:

  • Insurance rates are subject to change. Our travel protection products and policy provided by Allianz Travel Insurance Company, for detail information, please feel free to contact us or callAllianz Travel Insurance at 1-800-284-8300.